Mexico liability coverage is required if you will be driving in Mexico. Remember that the Mexican legal system operates differently than that of the United States, and there is always the risk that you will be involved in an accident. In Mexico, accidents are treated very seriously and they are considered criminal and civil offenses. It is possible that your vehicle will be impounded and you could even be placed under arrest.
A United States or Canadian insurance policy, no matter how comprehensive, does not have legal jurisdiction in Mexico. If you will be driving in the Republic of Mexico, you need to purchase a policy legally valid in the country. If you are involved in an accident without Mexican liability insurance, you could potentially be imprisoned in a Mexican jail.
Liability refers to an obligation to pay money to third parties. If you are in an accident, your Mexico liability insurance will cover damages you may cause to another vehicle or property, as well as the cost of bodily injuries to third parties.
The Mexican legal system and police require you to prove you can pay for damages to third parties while at the scene of the accident. If you do not have a Mexico insurance policy with liability coverage, you will be detained and held until you pay for the damages.
Not all Mexico insurance companies are equal; MexicoInsurance.com in [Dynamic1] has an exclusive contract with Seguros El Potosi. We maintain an office and staff in Mexico, to assist our customers when help is needed. Our Mexico Insurance provider, Seguros El Potosi allows us to handle claims in and out of Mexico; this means you will not have to deal with a Mexico insurance company. As of 10 years ago, we partnered up with the legal company in Mexico to make sure our customers receive the fastest and best service available, when trouble arrives.
It pays you to think ahead and get at least liability insurance, especially if you’re planning to travel outside the country to Mexico. Liability only insurance generally covers: