When you’re driving in Mexico, it is essential to get a Mexico auto insurance policy that covers liability as well as legal counsel with a bail bond element. Why? Because you’ll be detained by the police after an accident until blame for the accident is determined. This process can take time, hours or days so you’ll appreciate having legal counsel with a bail bond element so you won’t be detained any longer than necessary.
Your United States or Canadian auto insurance policy will not cover you for liability when you are in Mexico. If you are involved in an accident, you will be detained by the police until the details of the accident are sorted out and blame is determined. This process can take time, and you probably do not want to sit in a Mexican jail.
One of the most valuable aspects of your Mexico insurance policy is legal service coverage, which provides an attorney and pays for your bail and court costs if you need legal assistance. If you do not have this type of coverage, you will be detained at the police station and possibly put in jail until someone pays for the damages you caused. Not to mention having to find a Mexican attorney while paying for their services out of pocket.
This is why it is very important to pay attention when you purchase a Mexican insurance policy and make sure it offers legal representation and bail bond benefits. It is not uncommon for many Mexico insurance companies out there to claim to provide legal help, but many will leave bail bond out of their provisions, while some have no legal assistance at all. It is not uncommon to spend at least $5,000 out-of-pocket to obtain legal assistance on your own!
If you are going to be driving in Mexico, you must have, Mexico liability insurance. In addition, it is very important to also have the legal representation and bail bond benefits coverage. Many years ago MexicoInsurance.com established a partnership with R.L. ASESORES EN RIESGOS S.A. DE C.VA. our legal team in Mexico. Since that date, we provide this valuable legal representation and bail bond benefits coverage in every Mexico insurance policy we sell. (it’s not an option)