Mexico Boat Insurance

If you are using your vehicle to tow your boat to Mexico, it has to be covered by a Mexico auto insurance policy. Your domestic insurance becomes void when you enter Mexico, so it is vital to add it to your insurance policy; regardless of how small the boat is, or how short of a distance you will be traveling in Mexico.

If you will be launching your boat from a marina or just storing it, you must have on-the-water liability insurance for your boat. provides boat liability to keep you protected during your trip. You can fill out our “Quick Quote” form, for a quick and easy way to obtain the coverage you will need.

The laws have recently changed and every boat over 4.5 meters (15 feet) that is going down to Baja needs to have a temporary import permit. You can obtain this by stopping at the Aduanas office when going through customs at the border. You will need to fill out paperwork and pay a fee of around $50. The permit is good for multiple entries for 10 years. For access to the online application, please visit the Banjercito website at

Mexico Yacht Insurance

What is Mexico Boat Liability Coverage?

Mexico boat liability insurance covers civil liability for property damage or bodily injurysustained to third parties. It does not however, cover damages to your boat or watercraft, or injuries to occupants of your watercraft, but it does cover damages and injuries to people and other property.

Boats that enter Mexico ports are required to carry liability coverage for potential damages to third parties. As with operating a vehicle in Mexico, you must have proof of financial responsibility in the event that you are involved in an accident while operating a boat in Mexico waters.

Fishing Boat Insurance

What types of Watercrafts are covered by Mexico Boat Liability Insurance?

A boat liability policy through covers a variety of watercrafts, including:

  • Fishing Boats
  • Sailboats
  • Runabout Boats
  • Pleasure Boats
  • Yachts and Mega Yachts
  • Personal Watercrafts, such as Jet Skis, Waverunners, etc.

Please also see our page on Fishing Permits for more information.

Watercrafts are covered by Mexico Boat Liability Insurance